xpand insights

Insights on finance, growth and building companies that last.

February 27, 2026
AI Won't Save Your Startup's Finances
March 8, 2026
Why Building Financial Foundations Early Pays Dividends as You Scale
February 20, 2026
You Don't Have a Fundraising Problem. You Have a Model Problem.
March 6, 2026
5 Finance Mistakes Startups Make Before Their Series A (And How to Avoid Them)
June 12, 2026
How Much Does a Fractional CFO Cost in the UK? (2026 Honest Guide)
June 29, 2026
Your Biggest Customer Isn't a Customer. They're an Unpaid Lender.
July 7, 2026
Your Next Hire Just Got 15% More Expensive. Do You Still Need Them Full-Time?
July 13, 2026
Equity Is the Most Expensive Money You'll Ever Take
July 20, 2026
The 18-Month Runway Rule Is Dead. Here's the Maths That Replaced It.
August 27, 2026
Your Tax Accountant Keeps HMRC Happy. That Won't Keep You In Business.
July 25, 2026
The Biggest Late-Payment Shake-Up in 25 Years Is Coming. It Still Won't Save You.
August 4, 2026
If Your Numbers Land on the 20th, You're Driving Using the Rear-View Mirror
August 4, 2026
The 80% Gross Margin Your Model Assumes No Longer Exists
August 23, 2026
Three in Four Company Failures Are a Decision, Not an Accident
August 19, 2026
UK Funding Doubled. Seed Deals Fell 27%. Both Are True.
August 16, 2026
The Term Sheet Isn't the Finish Line. It's the Start of the Exam.
August 12, 2026
The EIS Ceiling Just Doubled. The Queue Just Got Longer.
August 20, 2026
Founder Pay in 2026: How Much Should You Actually Take Off the Table?
September 21, 2026
53,756 UK Companies Are in Critical Distress. Most Used HMRC as an Overdraft First.
October 12, 2026
Most UK Startup Funding Is Now Debt. Would a Lender Say Yes to Your Numbers?
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